/* ============================================================
   FINANCIA — style.css
   Design: light premium tech, violet #7C4DFF, Inter
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; font-style: normal; }

:root {
  --bg: #ffffff;
  --bg-2: #f7f7fa;
  --bg-card: #ffffff;
  --bg-card-2: #f2f2f7;
  --border: rgba(0,0,0,0.07);
  --border-2: rgba(124,77,255,0.25);
  --text: #0a0a0f;
  --text-2: #6b6b80;
  --text-3: #a0a0b8;
  --green: #7C4DFF;
  --green-light: #9E75FF;
  --green-dim: rgba(124,77,255,0.08);
  --green-dim-2: rgba(124,77,255,0.04);
  --amber: #E9A23B;
  --blue: #3B8ADE;
  --coral: #E05C3A;
  --teal: #26C6C6;
  --radius: 16px;
  --radius-sm: 10px;
  --radius-xs: 6px;
  --font-display: 'Inter', sans-serif;
  --font-body: 'Inter', sans-serif;
  --transition: 0.2s cubic-bezier(0.4,0,0.2,1);
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3 { font-family: var(--font-display); font-weight: 700; line-height: 1.15; }
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); letter-spacing: -1px; }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); letter-spacing: -0.5px; }
h3 { font-size: 1.05rem; font-weight: 600; }

em { color: var(--green); font-weight: 700; }
a { text-decoration: none; color: inherit; }

.wrap { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-dark { background: var(--bg-2); }
.section-label {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 12px;
}
.section-title { margin-bottom: 48px; color: var(--text); }

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--text);
  color: #fff;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 15px;
  padding: 13px 24px;
  border-radius: 100px;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary:hover { background: #2a2a3a; transform: translateY(-1px); }
.btn-primary.full { width: 100%; justify-content: center; margin-top: 8px; }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--text);
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 15px;
  padding: 12px 24px;
  border-radius: 100px;
  border: 1px solid var(--border);
  cursor: pointer;
  transition: var(--transition);
}
.btn-ghost:hover { border-color: var(--green); color: var(--green); }
.btn-ghost.full { width: 100%; justify-content: center; margin-top: 8px; }

/* NAV */
.nav-bar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.9);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  gap: 24px;
}
.logo {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  letter-spacing: -0.5px;
  color: var(--text);
  flex-shrink: 0;
}
.logo span { color: var(--green); }
.nav-links { display: flex; gap: 4px; }
.nav-links a {
  font-size: 14px;
  color: var(--text-2);
  padding: 6px 14px;
  border-radius: var(--radius-xs);
  transition: var(--transition);
}
.nav-links a:hover { color: var(--text); background: var(--bg-2); }
.nav-right { display: flex; align-items: center; gap: 12px; }
.lang-select {
  background: var(--bg-2);
  color: var(--text-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-xs);
  padding: 5px 8px;
  font-size: 13px;
  cursor: pointer;
}
.voice-toggle { cursor: pointer; }
.voice-toggle input { display: none; }
.voice-label { font-size: 18px; opacity: 0.4; transition: var(--transition); }
.voice-toggle input:checked + .voice-label { opacity: 1; }
.btn-cta {
  background: var(--text);
  color: #fff;
  font-weight: 500;
  font-size: 14px;
  padding: 8px 18px;
  border-radius: 100px;
  transition: var(--transition);
}
.btn-cta:hover { background: #2a2a3a; }

/* HERO */
.hero {
  min-height: 90vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 60px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 80px 24px;
  position: relative;
}
.hero-bg-grid {
  position: fixed;
  inset: 0;
  background-image:
    linear-gradient(rgba(124,77,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(124,77,255,0.03) 1px, transparent 1px);
  background-size: 50px 50px;
  pointer-events: none;
  z-index: 0;
}
.hero-inner { position: relative; z-index: 1; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--green-dim);
  border: 1px solid var(--border-2);
  color: var(--green);
  font-size: 12px;
  font-weight: 500;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}
.hero-inner h1 { margin-bottom: 20px; }
.hero-lead {
  font-size: 17px;
  color: var(--text-2);
  line-height: 1.7;
  margin-bottom: 32px;
  max-width: 480px;
}
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 48px; }
.hero-stats {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 24px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  width: fit-content;
}
.hstat { display: flex; flex-direction: column; }
.hstat-n { font-family: var(--font-display); font-size: 18px; font-weight: 700; color: var(--green); }
.hstat-l { font-size: 12px; color: var(--text-2); }
.hstat-div { width: 1px; height: 32px; background: var(--border); }

.hero-visual {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: center;
}
.portfolio-card {
  background: var(--text);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 24px;
  width: 100%;
  max-width: 380px;
  position: relative;
  z-index: 2;
  box-shadow: 0 40px 80px rgba(0,0,0,0.15);
  color: #fff;
}
.pc-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 8px; }
.pc-label { font-size: 12px; color: rgba(255,255,255,0.5); }
.pc-badge {
  background: rgba(124,77,255,0.2);
  color: var(--green-light);
  font-size: 12px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 100px;
  border: 1px solid rgba(124,77,255,0.3);
}
.pc-value { font-family: var(--font-display); font-size: 32px; font-weight: 700; margin-bottom: 16px; color: #fff; }
.pc-chart { margin-bottom: 20px; }
.pc-chart svg { width: 100%; height: 60px; }
.pc-assets { display: flex; flex-direction: column; gap: 8px; }
.pc-asset { display: flex; align-items: center; gap: 8px; font-size: 13px; color: rgba(255,255,255,0.6); }
.pc-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
.pc-dot.green { background: var(--green-light); }
.pc-dot.teal { background: var(--teal); }
.pc-dot.amber { background: var(--amber); }
.pc-pct { margin-left: auto; color: #fff; font-weight: 500; }

.mini-card {
  position: absolute;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  z-index: 3;
  box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}
.mc-left { left: -60px; top: 40px; }
.mc-right { right: -40px; bottom: 60px; }
.mini-card .mc-icon { font-size: 24px; }
.mini-card .mc-text { font-size: 13px; line-height: 1.4; color: var(--text); }
.mini-card .mc-text strong { font-size: 15px; color: var(--text); }
.mini-card .mc-text small { color: var(--text-2); }

/* MODULES */
.modules-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.module-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.module-card:hover { border-color: var(--border-2); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(124,77,255,0.08); }
.mc-top { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 16px; }
.mc-icon-big { font-size: 28px; }
.mc-tag {
  font-size: 11px;
  padding: 3px 10px;
  border-radius: 100px;
  background: var(--green-dim);
  color: var(--green);
  border: 1px solid var(--border-2);
  font-weight: 500;
}
.module-card h3 { margin-bottom: 8px; color: var(--text); }
.module-card p { font-size: 14px; color: var(--text-2); margin-bottom: 20px; line-height: 1.6; }
.mc-actions { display: flex; gap: 8px; align-items: center; }
.btn-learn {
  flex: 1;
  background: var(--bg-2);
  color: var(--text);
  border: 1px solid var(--border);
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: var(--radius-xs);
  cursor: pointer;
  transition: var(--transition);
  text-align: left;
}
.btn-learn:hover { background: var(--green-dim); color: var(--green); border-color: var(--border-2); }
.btn-listen {
  background: var(--bg-2);
  border: 1px solid var(--border);
  color: var(--text-2);
  font-size: 16px;
  width: 36px;
  height: 36px;
  border-radius: var(--radius-xs);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  flex-shrink: 0;
}
.btn-listen:hover { color: var(--text); border-color: rgba(0,0,0,0.15); }

/* OVERLAY */
.module-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.4);
  backdrop-filter: blur(8px);
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.module-overlay.hidden { display: none; }
.module-overlay-inner {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  max-width: 640px;
  width: 100%;
  max-height: 80vh;
  overflow-y: auto;
  position: relative;
  box-shadow: 0 40px 80px rgba(0,0,0,0.15);
}
.overlay-close {
  position: absolute;
  top: 16px;
  right: 16px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  color: var(--text-2);
  width: 32px;
  height: 32px;
  border-radius: 50%;
  cursor: pointer;
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.overlay-content { font-size: 15px; line-height: 1.8; color: var(--text-2); }
.overlay-content strong, .overlay-content b { color: var(--text); }

.loading-dots { display: flex; gap: 6px; justify-content: center; padding: 24px; }
.loading-dots span {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--green);
  animation: bounce 1.2s infinite ease-in-out;
}
.loading-dots span:nth-child(2) { animation-delay: 0.2s; }
.loading-dots span:nth-child(3) { animation-delay: 0.4s; }
@keyframes bounce { 0%, 80%, 100% { transform: scale(0.6); opacity: 0.4; } 40% { transform: scale(1); opacity: 1; } }

/* SIMULATEUR */
.simulator-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.simulator-controls {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}
.sim-field { margin-bottom: 24px; }
.sim-field label { display: block; font-size: 13px; color: var(--text-2); margin-bottom: 8px; }
.sim-input-row { display: flex; align-items: center; gap: 16px; }
.sim-input-row input[type="range"] {
  flex: 1; -webkit-appearance: none;
  height: 4px; background: var(--border);
  border-radius: 2px; outline: none; cursor: pointer;
}
.sim-input-row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--text); cursor: pointer;
  border: 2px solid var(--bg);
}
.sim-val { font-family: var(--font-display); font-size: 14px; font-weight: 700; color: var(--green); min-width: 90px; text-align: right; }
.sim-results { border-top: 1px solid var(--border); padding-top: 20px; margin-top: 4px; display: flex; flex-direction: column; gap: 12px; margin-bottom: 20px; }
.sim-result-item { display: flex; justify-content: space-between; align-items: center; }
.sim-result-label { font-size: 14px; color: var(--text-2); }
.sim-result-val { font-family: var(--font-display); font-size: 16px; font-weight: 700; color: var(--text); }
.sim-result-val.green { color: var(--green); }
.sim-result-big .sim-result-label { font-size: 15px; color: var(--text); font-weight: 500; }
.sim-result-big .sim-result-val { font-size: 22px; color: var(--green); }
.simulator-chart-area { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }

/* CHAT */
.chat-container { max-width: 780px; margin: 0 auto; }
.chat-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.chat-tag {
  background: var(--bg-2);
  border: 1px solid var(--border);
  color: var(--text-2);
  font-family: var(--font-body);
  font-size: 13px;
  padding: 6px 14px;
  border-radius: 100px;
  cursor: pointer;
  transition: var(--transition);
}
.chat-tag:hover { border-color: var(--border-2); color: var(--green); background: var(--green-dim); }
.chat-window {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  height: 420px;
  overflow-y: auto;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  scroll-behavior: smooth;
}
.chat-window::-webkit-scrollbar { width: 4px; }
.chat-window::-webkit-scrollbar-thumb { background: var(--border); border-radius: 2px; }

.msg { display: flex; gap: 10px; align-items: flex-start; }
.msg.user { flex-direction: row-reverse; }
.bot-avatar {
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--text); color: #fff;
  font-family: var(--font-display); font-weight: 700; font-size: 14px;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.bubble { padding: 12px 16px; border-radius: 16px; font-size: 14px; line-height: 1.7; max-width: 75%; }
.msg.bot .bubble { background: #fff; border: 1px solid var(--border); color: var(--text); border-radius: 4px 16px 16px 16px; }
.msg.user .bubble { background: var(--text); color: #fff; border-radius: 16px 4px 16px 16px; }

.chat-form {
  display: flex; gap: 10px; margin-top: 12px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 100px;
  padding: 6px 6px 6px 16px;
  align-items: center;
  transition: var(--transition);
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.chat-form:focus-within { border-color: var(--border-2); }
.chat-form input { flex: 1; background: transparent; border: none; outline: none; color: var(--text); font-family: var(--font-body); font-size: 14px; }
.chat-form input::placeholder { color: var(--text-3); }
.mic-btn { background: transparent; border: none; font-size: 18px; cursor: pointer; padding: 4px; opacity: 0.4; transition: var(--transition); }
.mic-btn:hover { opacity: 0.8; }
.send-btn {
  width: 38px; height: 38px; border-radius: 50%;
  background: var(--text); border: none; color: #fff;
  cursor: pointer; display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; transition: var(--transition);
}
.send-btn:hover { background: #2a2a3a; }

/* QUIZ */
.quiz-container { max-width: 580px; margin: 0 auto; }
.quiz-progress-bar { height: 3px; background: var(--border); border-radius: 2px; margin-bottom: 32px; overflow: hidden; }
.quiz-progress-fill { height: 100%; background: var(--green); border-radius: 2px; transition: width 0.4s ease; }
.quiz-step { display: none; }
.quiz-step.active { display: block; }
.quiz-q { font-family: var(--font-display); font-size: 1.2rem; font-weight: 600; margin-bottom: 24px; color: var(--text); }
.quiz-options { display: flex; flex-direction: column; gap: 12px; }
.quiz-opt {
  background: #fff;
  border: 1px solid var(--border);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 15px;
  padding: 16px 20px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
}
.quiz-opt:hover { border-color: var(--border-2); background: var(--green-dim); color: var(--green); }
.quiz-opt.selected { border-color: var(--green); background: var(--green-dim); color: var(--green); }
.quiz-result { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 32px; text-align: center; box-shadow: 0 8px 32px rgba(0,0,0,0.06); }
.quiz-result.hidden { display: none; }
.quiz-result-level { font-family: var(--font-display); font-size: 2rem; font-weight: 700; color: var(--green); margin-bottom: 8px; }
.quiz-result-sub { color: var(--text-2); margin-bottom: 24px; }
.quiz-result-tips { text-align: left; display: flex; flex-direction: column; gap: 10px; margin-bottom: 24px; }
.quiz-tip { display: flex; align-items: flex-start; gap: 10px; background: var(--bg-2); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 12px 16px; font-size: 14px; color: var(--text-2); }
.quiz-tip-icon { font-size: 18px; flex-shrink: 0; }
.quiz-back-btn {
  background: transparent;
  border: none;
  color: var(--text-2);
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  padding: 0 0 20px;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: var(--transition);
}
.quiz-back-btn:hover { color: var(--green); }

/* ACTUS */
.actus-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.actu-card {
  display: flex;
  flex-direction: column;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  transition: var(--transition);
  text-decoration: none;
  color: inherit;
}
.actu-card:hover { border-color: var(--border-2); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(124,77,255,0.08); }
.actu-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; gap: 12px; }
.actu-source { font-size: 11px; font-weight: 600; color: var(--green); text-transform: uppercase; letter-spacing: 0.05em; white-space: nowrap; }
.actu-date { font-size: 12px; color: var(--text-3); white-space: nowrap; }
.actu-title { font-size: 15px; font-weight: 600; color: var(--text); line-height: 1.45; margin-bottom: auto; padding-bottom: 16px; }
.actu-link { font-size: 13px; color: var(--green); font-weight: 500; margin-top: 4px; }
.actus-loading { grid-column: 1 / -1; display: flex; justify-content: center; padding: 48px; }
.actus-error { grid-column: 1 / -1; text-align: center; color: var(--text-2); font-size: 15px; padding: 48px 0; }

/* À PROPOS */
.apropos-bio {
  max-width: 680px;
  margin-bottom: 48px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.apropos-bio p { font-size: 16px; color: var(--text-2); line-height: 1.8; }
.apropos-bio strong { color: var(--text); }
.valeurs-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.valeur-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  transition: var(--transition);
}
.valeur-card:hover { border-color: var(--border-2); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(124,77,255,0.08); }
.valeur-icon { font-size: 28px; margin-bottom: 12px; }
.valeur-card h3 { margin-bottom: 8px; color: var(--text); font-weight: 600; font-family: var(--font-body); }
.valeur-card p { font-size: 14px; color: var(--text-2); line-height: 1.6; }

/* MENTIONS LÉGALES */
.mentions-content {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 860px;
}
.mention-block {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
}
.mention-block h3 { font-size: 1rem; margin-bottom: 10px; color: var(--text); }
.mention-block p { font-size: 14px; color: var(--text-2); line-height: 1.7; }
.mention-block strong { color: var(--text); }

@media (max-width: 600px) { .mentions-content { grid-template-columns: 1fr; } }

/* FOOTER */
.site-footer { border-top: 1px solid var(--border); padding: 48px 0 32px; background: var(--bg); }
.footer-inner { display: flex; flex-direction: column; align-items: center; gap: 24px; text-align: center; }
.footer-brand .logo { font-size: 20px; }
.footer-brand p { font-size: 13px; color: var(--text-2); margin-top: 6px; }
.footer-links { display: flex; gap: 24px; }
.footer-links a { font-size: 14px; color: var(--text-2); transition: var(--transition); }
.footer-links a:hover { color: var(--green); }
.footer-legal p { font-size: 12px; color: var(--text-3); }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; padding: 60px 24px; min-height: auto; gap: 40px; }
  .hero-visual { display: none; }
  .modules-grid { grid-template-columns: 1fr 1fr; }
  .simulator-grid { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .mc-left, .mc-right { display: none; }
  .valeurs-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .modules-grid { grid-template-columns: 1fr; }
  .hero-stats { flex-wrap: wrap; gap: 12px; }
  .hstat-div { display: none; }
  .valeurs-grid { grid-template-columns: 1fr; }
  .actus-grid { grid-template-columns: 1fr; }
}